<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Core pages -->
  <url>
    <loc>https://www.afpinsurance.com/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/about-us</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/get-a-quote</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Personal lines service pages -->
  <url>
    <loc>https://www.afpinsurance.com/auto-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/home-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/renters-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/life-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/condo-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/motorcycle-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/boat-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/rv-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/umbrella-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Commercial lines service pages -->
  <url>
    <loc>https://www.afpinsurance.com/business-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/trucking-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Resources -->
  <url>
    <loc>https://www.afpinsurance.com/resources</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/resources/homeowners-checklist.html</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/resources/first-time-homebuyer-guide.html</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/resources/ohio-auto-insurance-guide.html</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/resources/small-business-checklist.html</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/resources/cyber-risk-assessment.html</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Blog index -->
  <url>
    <loc>https://www.afpinsurance.com/blog</loc>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Blog articles -->
  <url>
    <loc>https://www.afpinsurance.com/blog/why-ohio-auto-insurance-premium-increased</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/blog/what-does-homeowners-insurance-cover-ohio</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/blog/how-much-umbrella-insurance-do-i-need</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/blog/is-renters-insurance-worth-it</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/blog/what-to-do-after-a-car-accident-in-ohio</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.afpinsurance.com/blog/does-homeowners-insurance-cover-water-damage</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
